Introducing Hidden credit Killers

Do you know when you apply for payday loan, how you file is checked and given the status of officially authorized. Although here is credit reference agencies to confirm your legitimacy but lenders use some different sources like complete separate anti fraud agencies to find out the real problems. Majority of the lenders used National hunter and CIFAS to investigate the credit files of the applicants.

NATIONAL HUNTER:
 
Although it is not much known to others and not considered close to reality. This system is used by all major banks, cooperative societies despite of the chances of errors and missions. The system deals with one hundred thousand applications in one day along with a real time solutions. This system is used in case of any discrepancy aroused with the credit application you have made in past or your current application. The system tries to highlight your factual errors. But the good thing is that your application is not going to be restricted in any way. Thus, providing the information about the application and the applicant of payday loan, lenders could ignore it or can go in-depth information. However, lender could not reject the applicant on the investigation based on National Hunter red flag only. The system is more acceptable for the application of mortgages than with Online payday loans advances.

Be careful when you apply:
 
Be confident and keep in mind every minute detail you have filled in application form for even for longer periods. Use the same information for each application form. Don’t change you contact number or the sequence for the job titles in any way. For more information see the guide that has been introduced in 2009 to direct you what roll should be of National Hunter in your Online Cash Advance rejection.

How can you make agreement of your credit file with National hunter?
 
Check the information provided by you in your credit file; apply for data protection request, if you have doubts about ID fraud. The National Hunter website has defined the lines regarding ID fraud. You will get a list of checkpoints of the information you have provided on past applications. In case of error on the file, you can rectify directly by using national hunter. In this way you can ask the lender to correct the application and raise the charges.

CIFAS: record of past fraud:
 
This agency simply spotlights the people who are fraudulent. Be careful, that you name should not be in that list. This is a data of frauds; you can speak by contacting this organization if you are a victim of ID fraud. The application based on the CIFAS data can never be rejected by any lender. In case of nay discrepancy check your file uploaded on CIFAS’s website. Check your credit report or request for the copy of file hold by CIFAS. In case of any dispute, make contact with the company who has added the information in your CIFAS File. If there is no agreement between you and the company then ask CIFAS to investigate the dispute after getting the final response from the company. So this is how you can get the credit file without the fear of any rejection. Your credit file is now been approved by National Hunter and CIFAS and you are ready to apply for Payday Loans